6 Annual Enrollment Dates You (Quite Literally) Can’t Afford to Forget I know you’ve got a lot of dates to juggle: birthdays, anniversaries, holiday get togethers, or departure dates for long awaited travel plans. But you have to leave some empty space—in your memory and on your calendar—to add these 6 dates.   Why?  … Read more »

How Much Does Medicare Cost in 2017? The cost of health care is a big question mark for soon-to-be retirees. Perhaps you’ve been on a trusty employer plan for the last few decades or have come to know and love a private insurance plan that fits your needs and budget. But now you’ve got to… Read more »

Beat The Medicare Supplement Premium Creep by Shopping Around!

Beat The Medicare Supplement Premium Creep by Shopping Around! If you’ve been in your Medicare Supplement Plan for 3-5 years or more without switching, it’s likely that you are overpaying big time.   You see, Medicare Supplement rates change from year to year. The one that was the best value last year may not be… Read more »

7 Hits From 1970: Did You “Groove” to Any of These Songs Your Graduation Year? Music has often defined a generation, and—let me tell you—you baby boomers had it all. The most iconic music festival of all time (need I actually say it?). Heart felt country. Psychedelic rock.  Folk rock. Soul. You guys even had… Read more »

7 Reasons Why You Should Choose a Retirement Advisor (Instead of a Salesperson) Are you turning 65 soon and thinking about retirement? Then buckle up. An onslaught of sales mail is coming your way. You might even get a few sales calls and knocks on your door as well. Salespeople are definitely assertive. And once… Read more »

Do You Know How Much Money Your 401(k) Could Lose This Year? In other words, I’m asking, “Do you know your risk?”   But I didn’t ask it that way because I know that, for a lot of people, risk is this abstract, distant, otherworldly life force. They know it has an effect on their… Read more »

5 Strategies to Get the Most Benefits Out of Your Social Security It’s human nature to want to get the most out of everything. That’s why “stretching your dollar” appeals work so well.  It’s also why people spend 15 minutes scrounging that last bit of toothpaste from the tube (you know you’ve done it).  … Read more »

The #1 Reason Why You Should Enroll in Medicare Part A (Even If You’re Still Working) Whether or not you should sign up for Part B while still actively employed is a little more questionable. I mean, why pay that $134 a month premium if you’re employer plan is doing a fine job at a… Read more »

3 Reasons Why Most Retirees Should Rollover Their 401(k)

3 Reasons Why Most Retirees Should Rollover Their 401(k) I’m not saying there aren’t legitimate reasons to keep your 401(k) at your employer, but those reasons are typically unimpressive or only apply to a small percentage of people.   For instance, a 401(k) plan will allow you to make penalty-free withdrawals after you turn 55.… Read more »

A Side-by-Side Comparison of Medicare Advantage and Medicare Supplements When it comes to Medicare, you only have two big options. That’s it. The piles of mail you’ve been receiving from various agents as you approach 65 do not represent hundreds of choices. There are only 2 ways to get your Medicare coverage. First, I hope… Read more »