Attention Retirees: Premiums Shouldn’t Rule Your Healthcare Plan Decisions It is easy to do. If you’ve got a tight budget to think about, a drug plan with a low monthly premium is appealing. And if your past is fraught with health scares, it feels more secure to go with a high premium Medicare Supplement for… Read more »

Attention Retirees: Don’t Fall For These 2 Medicare Sales Tactics Before the Medicare Improvements for Patients and Providers Act passed in July of 2008, Medicare Supplement salespeople had the upper hand. They could call you as much as they wished and show up at your doorstep uninvited. Medicare sales were practically a warzone. Now, however,… Read more »

Underrated Plan G Supplement Could Save You Hundreds a Year Plan F is Medicare Supplement’s Cadillac plan. It is the one with the most comprehensive benefits of all 11 plans, reducing potential out-of-pocket spending for health insurance to an all-time low. It covers all Medicare approved expenses including deductibles, coinsurance, skilled nursing, and much more.… Read more »

Do I Really Need a Medicare Supplement?   David Belk, a doctor and anti-supplement activist says, “…If you have Medicare and buy a supplemental policy with your own money, you are effectively giving an insurance company your money so that they can keep it.”   Wow. This statement is moving. For those who have had… Read more »

One Priceless Secret to Help You Find a Trustworthy Retirement Advisor You can’t choose retirement help based on an agent’s smile or friendliness or wrinkleless pants. And contrary to popular belief, the handshake shouldn’t make or break your decision either. The truth is, even if he or she is a nice guy or gal, that… Read more »

Know The Drug Plan Lingo! 5 Terms to Get You Started Every field or discipline has its own language. And to the undiscerning ear, it can all run together into nonsensical jargon. Mumbo jumbo. Gibberish. Flim flam. Drivel. You get the idea. But if you want to walk the walk and get ahead, you must… Read more »

Is There an Advantage to Medicare Advantage?

Is There an Advantage to Medicare Advantage? According to Reader’s Digest, 1 in 4 retirees receive their health insurance coverage from a Medicare Advantage Plan.  And I can certainly understand the attraction.  Premiums as low as $0 a month.  Prescription drug plans often included.  What’s not to like?   But—as it goes for most purchases—you… Read more »

3 Questions You MUST Ask Yourself Before Enrolling in Medicare Part B When approaching 65, most people sign up for Part B, but not everyone. And for good reason, too—not just because they didn’t plan well and missed the deadline. If you are wondering if you are one of these few, stay tuned! The answer… Read more »

What Is the Fastest Way to Sign Up For Medicare? Once you’ve determined that it’s time to apply and have carefully considered all of your options, you are now ready to sign up for Medicare. You’ve got grandkids to get back to, family events to plan, and the world to explore, so you probably want… Read more »