Should I Sign Up For a Drug Plan? (Even if I’m Not on Medications)

Should I Sign Up For a Drug Plan? (Even if I’m Not on Expensive Medications) I don’t know? Should you sign up for home insurance even if your house isn’t on fire? Of course, this question is absurd. I mean, when was the last time you saw your soot-covered neighbor pant past you, saying, “We… Read more »

2017 Medicare Numbers Announced

2017 Medicare Parts A & B Premiums and Deductibles Announced   Yesterday, the Centers for Medicare and Medicaid Services (CMS) released the 2017 premiums for the Medicare inpatient hospital (Part A) and physician and outpatient hospital services (Part B) programs.   For 2017, the Part B premium (for those already on Medicare and having their… Read more »

Warning: Confusing Medicare and Social Security Eligibility Could Cost You Thousands! Medicare and Social Security eligibility used to be the same. The full retirement age was 65, and you could receive full benefits for each program at that time.   However, it’s not that simple anymore. The full retirement age (FRA) is evolving. Ever since… Read more »

Why You Can Try a Medicare Advantage Plan at No Risk

Why You Can Try a Medicare Advantage Plan at No Risk Infomercials have done it for years. When people feel uneasy about trying a new product, they offer a free trial or a money back guarantee. It provides security for the buyer to know that even if the supposed benefits of a product were oversold… Read more »

Here’s a Reliable Online Tool to Help You Choose a Part D Drug Plan!

Here’s a Reliable Online Tool to Help You Choose a Part D Drug Plan! It’s annual enrollment season again (October 15—December 7), the time of year when you can finally drop that drug plan you hate and shop a new one. The entirety of the drug plan market is available to you, and that’s exciting… Read more »

Don’t “Set It and Forget It” This Annual Enrollment Season!   Does anyone remember Ron Popeil? If you don’t, allow me to rephrase the question. Does anyone remember the “set it and forget it” infomercial king?   I bet it’s ringing a bell now.   I, for one, can still see him in his green… Read more »

Warning Retirees: 5 (or 6) Annual Enrollment Dates You Don’t Want to Miss Clip these dates up on your fridge. Write them on your calendar. Sticky note them to your bathroom mirror or your spouse’s forehead (or maybe not). Annual enrollment is approaching!   But before we get into the dates, you’ll first want to… Read more »

6 Things Everyone Needs to Know About Their 2 Medicare Choices Medicare Advantage and Medicare Supplements. Two feasible choices. Two Medicare buzzwords. One startling misconception. And here it is: Medicare Advantage plans and Medicare Supplements are the same.   But this is just not true…not even a little. In fact, Medicare Advantage plans and Medicare… Read more »

Medicare Answers at a Glance: Should I Delay Part B?

Medicare Answers at a Glance: Should I Delay Part B?   Medicare Part A is free, so there isn’t much hesitation to enroll outside of HSA contribution issues. But with Part B, there is a $121.80 associated premium, so those approaching 65 are a little bit leery. Do I really need it?   Let’s make… Read more »

Medicare: It’s as easy as A B C…and D

The Jackson Five’s number one hit single in 1970 takes the convoluted topic of love and boils it down to a few letters. Sweet simplicity. “All you gotta do is repeat after me,” Michael sings, “It’s as easy as A B C.”   Well, I figured if the Jackson Five can make love easy to… Read more »