Tag: medicare prescription drug plan

Prescription Drug Assistance: Where to Get Help

Here is a Helpful article that was recently in the Dayton Daily News.

By Marci Vandersluis

Contributing Writer

I recently visited with a couple that shared that they were having difficulty paying for some of their prescription medications. One spouse stated that some of their medications had very high out of pocket costs. These co-pays were affecting their ability to pay for some needed home repairs along with food purchases. While this article has no magic solutions on how to eliminate prescription drug costs, it should be of some relief to know that with a little perseverance, along with some web “surfing”, there are programs and services available directed towards providing prescription assistance to lower income older adults.

Since 2006, those eligible for Medicare have been encouraged to enroll in a Medicare Part D plan, which provides prescription drug coverage. The two ways to get coverage are either through adding drug coverage to original Medicare, or to enroll in a Medicare advantage plan that offers Medicare prescription drug coverage. Beneficiaries must first have Medicare A and/or B to enroll in a drug plan and must have Medicare A and B to qualify for enrollment in a Medicare Advantage Prescription Drug plan. It is important to note that while enrolling in a Medicare D plan, is voluntary, not signing soon after eligible or when other medical coverage (such as an employer sponsored plan) ceaseD-resized-600s will result in a monthly financial penalty that will continue through the duration of coverage.

Most have found that while the implementation Part “D” has provided significant cost saving, it continues to present some challenges for beneficiaries. One such frustration is the feared coverage gap or “doughnut hole.” In 2015, once the beneficiary and drug plan have spent $2960, the person is responsible for much higher of pocket costs for prescriptions. Once these costs reach $4,700 the beneficiary is only responsible for 5 percemt of prescription costs, for the remainder of the year. While Medicare is working on more discounts for those in the coverage gap with the ultimate goal of closing the gap in 2020, there are still significant costs while in the “ doughnut hole.” Monthly statements from your drug plan will outline explanation how much has been spent on medication and if you have reached the coverage gap.

Co-pays for some medications can be very expensive even when not in the coverage gap. Fortunately, for those who meet certain financial guidelines there are some programs to help with prescription drug costs. One such program is the Chubby Checker, Patty Duke, endorsed Medicare Extra-Help program. Individuals with income of approximately $17,655 yearly income ($23,895 for married couples), with resources of approximately $13,640 ($27,250 for married couples) should consider applying for this program as it can offer considerable savings. See below for the link to apply online. If there are additional circumstances, if only marginally above these guidelines, or even if in doubt regarding eligibility, it is encouraged to apply. The Medicare website also advises contacting and your specific drug plan to see if eligible for any type of extra help.


Resources

Ohio Benefit Bank-Consumer Hotline: 800-648-1176 or www.ohiobenefits.org

United Health Solutions: 937 220-6600 or www.uhs-dayton.org

Partnership for Prescription Assistance: 888-477-2669 or https://www.pparx.org

Needymeds: Helpline 800-503-6897 or http://www.needymeds.org/newuser

Ohio’s Best Rx: 866-923-7879 or http://www.ohiobestrx.org/en/index.aspx

Good RX-drug discount card: 888-799-2553 or https://www.goodrx.com

Drug companies that offer assistance:http://www.needhelppayingbills.com/html/get_free_prescription_drugs.html

Medicare information on lowering drug costs: 800-633-4227 or https://www.medicare.gov/part-d/costs/coverage-gap/ways-to-lower-drug-costs.html

Ohio Senior Health Insurance Information Program (OSHIIP): 800-686-1578 orhttp://www.insurance.ohio.gov/Consumer/OSHIIP/Documents/whatisoshiip.pdf

Medicare Extra Help: 800-772-1213 or www.socialsecurity.gov/extrahelp (Online application)

Next “Solving the Medicare Puzzle” Workshop

Announcing our next “Solving the Medicare Puzzle” Workshop!  Monday, March 16 at 5:30 pm in our Troy office at 1385 Stonycreek Road in Troy.

Are you, or someone you know, feeling overwhelmed about signing up for a Medicare Supplement? Is your mailbox overflowing with flyers and invitations? Are you more confused now than you were a couple of months ago? What do all of the letters of the alphabet have to do with healthcare? Well, look no further. Sign up today so you can be in the know!

Call our office at 937-492-8800 to reserve a seat (or two!), or simply complete the form below:

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’I would love to come! There will be a total of __ people in our group:’ type=’radio’ options=’1,2,3,4’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Next “Solving the Medicare Puzzle” workshop date set

Troy

Announcing our next Solving the Medicare Puzzle Workshop, Thursday, September 11, at 5:30 pm at our Troy office. Please call our office at 937-492-8800 to reserve one or more seats for yourself or a friend!

Turning 65? You’re in good company! See who else joins you this month!

Billy JoelMay 9- Billy Joel, pianist, singer-songwriter and composer, had his first hit in 1973, “Piano Man.” Since then, Joel has become the sixth best-selling recording artist and the third best-selling solo artist in the United States. His compilation album Greatest Hits Vol. 1 & 2 is the third best-selling album in the United States, by discs shipped. In the 1970s, 1980s and 1990s, Joel had 33 Top 40 hits, all of which he wrote, including “Big Shot,” “Just the Way You Are,” “Only the Good Die Young” and “Everybody Loves You Now.” He is also a six-time Grammy Award winner who has been nominated for 23 Grammy Awards throughout his career. He has sold over 150 million records worldwide. Joel was inducted into the Songwriters Hall of Fame (1992), the Rock and Roll Hall of Fame (1999) and the Long Island Music Hall of Fame (2006). In 2001, Joel received the Johnny Mercer Award from the Songwriters Hall of Fame and, in 2013, received the Kennedy Center Honors, the nation’s highest honor for influencing American culture through the arts. With the exception of the 2007 songs “All My Life” and “Christmas in Fallujah,” Joel stopped writing and releasing pop/rock material after 1993’s River of Dreams. However, he continues to tour and plays songs from all eras of his solo career.
Dave Thomas

May 20 Dave Thomas, a Canadian comedian, actor and television writer, is best known for his portrayal of Doug McKenzie on SCTV as well as in the films Bob & Doug and Strange Brew, which he also directed. Starting out his career as a copywriter at an ad agency, he first achieved fame as a cast member of the Canadian syndicated TV comedy series SCTV, where he portrayed, among other characters, Doug McKenzie of beer-swilling brothers Bob and Doug McKenzie. In 1984 he wrote for and acted in The New Show, produced by Lorne Michaels during his hiatus from Saturday Night Live. In 1993, he co-starred in ABC’s Grace Under Fire with Brett Butler and Tom Poston and continued with the show for five seasons. In 2001 Thomas co-starred in the Paramount feature Rat Race. As of 2001, Thomas has been the executive creative director of Animax Entertainment, an animation studio. Thomas has had a long career doing voices for animation, including Animaniacs, Duckman, Catdog, The Adventures of Tarzan, Justice League of America and multiple roles on The Simpsons and Family Guy. In 2007, Thomas and Rick Moranis reprised their roles as the McKenzie brothers in a one hour special “Bob & Doug McKenzie’s Two-Four Anniversary” for CBC Television. In 2008, Thomas revived the McKenzie brothers in a new animated series, Bob & Doug. In 2012 and 2013 Thomas guest starred in the dramatic shows Perception and Bones as well as comedy shows Comedy Bang Bang and How I Met Your Mother.
Jim BroadbentMay 24 – Jim Broadbent an English theatre, film and television actor, is known for his roles in Iris (2001), Moulin Rouge! (2001), Topsy-Turvy (1999), Bridget Jones’ Diary (2001), Hot Fuzz (2007), Indiana Jones and the Kingdom of the Crystal Skull (2008), The Iron Lady (2011) and Cloud Atlas (2012). He also appears in the later Harry Potter films as Horace Slughorn. Broadbent also starred in the drama television film Longford (2006), receiving the British Academy Television Award for Best Actor and Golden Globe Award for Best Actor – Miniseries or Television Film.

Broadbent started out in theater before taking roles in movies, starting with Time Bandits (1981) and Brazil (1985), and establishing himself in Mike Leigh’s Life Is Sweet (1990). He proved his ability as a character actor in films including The Crying Game (1992), Enchanted April (1992), Bullets Over Broadway (1994), The Borrowers (1997) and Little Voice (1998) before taking a leading role in another Mike Leigh film, Topsy-Turvy (1999). In 2001, Broadbent starred in three of the year’s most successful films: Bridget Jones’s Diary, Moulin Rouge! and Iris, for which he won an Oscar for his role as author Iris Murdoch’s husband, who is portrayed taking care of his wife in her final years when she has Alzheimer’s.

 

Pam GrierMay 26 – Pam Grier, became famous in the early 1970s after starring in a string of women-in-prison and blaxploitation (originally made specifically for an urban black audience) films like The Big Bird Cage (1972), Coffy (1973), Foxy Brown (1974) and Sheba Baby (1975) in which she played bold and assertive women. Her career was revitalized in 1997 after her appearance in Quentin Tarantino’s film Jackie Brown, for which she received a Golden Globe nomination for Best Actress. The film review website Rotten Tomatoes has ranked her as the second greatest female action heroine in film history, and Tarantino once said that she may have been cinema’s first female action star.

With the demise of blaxploitation, in the 1980s Grier appeared in more character roles, including a prostitute in Fort Apache the Bronx (1981), a witch in Something Wicked this Way Comes (1983) and Steven Seagal’s detective partner in Above the Law (1988). Grier is also known for her six seasons of work on the television series, The L Word, which centered on the lives of a group of lesbians and bisexuals. She received an Emmy Award nomination for her work in the 1995 HBO animated program Happily Ever After: Fairy Tales for Every Child. In 2010, Grier began appearing in a recurring role as the villain on the hit science fiction series Smallville. That same year, Grier wrote her memoir, Foxy: My Life in Three Acts.

 
Tom BerengerMay 31 – Tom Berenger, television and motion picture actor, is probably best known for his portrayal of Staff Sergeant Barnes in the 1986 Platoon, for which he won a Golden Globe Award for Best Supporting Actor and an Academy Award nomination. Berenger started in soap operas and got Hollywood’s attention in 1977 with a small but noticeable role as a murderer in Looking for Mr. Goodbar. In 1978, he starred in In Praise of Older Women and, in 1979, he played Butch Cassidy in Butch and Sundance: The Early Days. In the 1980s, Berenger starred in several significant films, including The Big Chill (1983), Platoon (1986), Someone to Watch Over Me (1987) and Major League (1989). In the mid-1990s he was most recognizable in his role from the movie Sniper.

In more recent years, Berenger has continued to have an active acting career in film and television, although often at a supporting level. His most notable television appearance was on Cheers in its last season as Rebecca Howe’s blue collar-plumber love interest, for which he was nominated for an Emmy Award for Outstanding Guest Actor in a Comedy Series. In 2012 Berenger appeared in the TV miniseries Hatfields & McCoys as Jim Vance, for which he earned a Primetime Emmy Award for Outstanding Supporting Actor in a Miniseries or a Movie for the role. He most recently has appeared in the science fiction thriller Inception.

Look who turned 65 in February!! Data, Angela, and Ivana!

Brent Jay Spiner February 2 – Brent Jay Spiner, is best known for his portrayal of the android Lieutenant Commander Data in the television series Star Trek: The Next Generation and four subsequent films. His portrayal of Data in Star Trek: First Contact and of Dr. Brackish Okun in Independence Day, both in 1996, earned him a Saturn Award and Saturn Award nomination respectively.

 

Before Star Trek, Spiner played in various TV shows, including Night Court. In 1987, Spiner started his 15-year run portraying Data on Star Trek: The Next Generation, which spanned seven seasons. As a main character, he appeared in all but one of the series’ 178 episodes. He reprised his role in the four spin-off Star Trek films and voiced his character in several Star Trek video games. In 1997, he played John Adams on Broadway in a revival of the musical 1776, which was nominated for a Tony Award. Spiner has appeared in several television series, including, Frasier, Friends and Law & Order, and in movies, including The Aviator and Independence Day.

 

Judith Ellen LightFebruary 9 Judith Ellen Light, has appeared on TV and on Broadway, where she won two Tony Awards. Her television roles include Karen Wolek on the soap opera One Life to Live, Angela Bower on the sitcom Who’s the Boss?, Claire Meade on Ugly Betty and Elizabeth “Liz” Donnelly on Law & Order: Special Victims Unit. She won her first Tony Award in 2012 for her performance on Broadway as Silda in the play Other Desert Cities, and her second in 2013 for her portrayal of Faye in The Assembled Parties.

 

In 1980, Light won her first Daytime Emmy Award for “Lead Actress in a Daytime Drama Series.” A courtroom scene from that year’s One Life to Live is held in such high esteem that it is used in acting classes to the current day. In 2000, she received critical acclaim when she starred on stage as Dr. Vivian Bearing in Wit, Margaret Edson’s Pulitzer Prize-winning play about an academic dying from ovarian cancer. Light is a prominent gay rights and AIDS activist.
Kenneth February 15 – Kenneth “Ken” Anderson a football quarterback, spent his entire professional career playing for the NFL’s Cincinnati Bengals and later returned as a position coach. He was also the quarterback coach with the Pittsburgh Steelers. Starting with the Bengals in 1972, Anderson would become one of the most accurate short-range passers in the league, and was extremely effective at rushing the ball. With Bill Walsh as Anderson’s quarterback coach, Anderson is considered to be one of the first quarterbacks to run what would become known as the “West Coast Offense.”

 

At the time of Anderson’s retirement following the 1986 season, he held NFL records for consecutive pass completions (20), completion percentage for a single game (20 of 22, 90.9 percent, vs. Pittsburgh in 1974) and completion percentage for a season (70.3 percent in 1982), as well as the Super Bowl records for completion percentage (73.5 percent) and completions (25). Furthermore, Anderson was ranked sixth all-time for passing yards in a career at the time of his retirement. His record for completion percentage in a season stood for 27 years after his retirement.

 

Ivana TrumpFebruary 20 – Ivana Trump is a former athlete, socialite and fashion model noted for her marriage to American business magnate Donald Trump. Born in Czechoslovakia, she first moved to Montreal and then to New York where she met Trump. After their marriage in 1977, the Trumps became leading figures in New York high society and business during the 1980s. Ivana Trump took a major role in the Trump Organization, spearheading the signature design of Trump Tower and overseeing the restoration of the landmark Plaza Hotel. In 1990, she was named Hotelier of the Year. After divorcing in 1992, Ivana married Riccardo Mazzucchelli; their marriage was short. In April 2008, Trump, then 59, married Rossano Rubicondi.

 

Trump has developed lines of clothing, fashion jewelry and beauty products that have been successfully sold through television shopping channels. She has also written several bestselling books as well as a self-help book.
Richard FliehrFebruary 25 – Richard Fliehr a semi-retired American professional wrestler, is better known by his ring name Ric Flair. Also known as “The Nature Boy,” Flair is considered to be one of the greatest professional wrestlers of all time with a career that spans 40 years. He is noted for his lengthy and highly decorated tenures with the National Wrestling Alliance (NWA), World Championship Wrestling (WCW), the World Wrestling Federation (WWF, later WWE) and Total Nonstop Action Wrestling (TNA). Flair is officially recognized by WWE, TNA and Pro Wrestling Illustrated as a 16-time World Heavyweight Champion (eight-time NWA Champion, six-time WCW Champion and two-time WWF Champion). Although the actual number of his World Championship reigns varies by source, Flair considers himself a 21-time World Champion in the NWA, WCW and WWE.

Next “Solving the Medicare Puzzle” Workshop Announced!

Are you, or someone you know, ready to turn 65?  Is your mailbox overflowing with offers of insurance?  Are you starting to get confused by all the information  you are reading?  Then, plan to come to our next “Solving the Medicare Puzzle” workshop and we will try to help eliminate some of the confusion!

 

Thursday, September 12

5:30 pm

Seniormark/Troy Office

1385 Stonycreek Road

 

Please call our office at 937-492-8800 to save yourself a seat!  See you then!

Happy Fourth of July!

american flagIn observance of the holiday, our office will be closed for the Fourth of July.  We will be back in the office on Friday morning if you need us!

We are so grateful that we live in the land of the free and the home of the brave!

Come and celebrate our Grand Opening with Us!

open house ad

(Click on image to enlarge)

Turning 65 and looking for some answers?

Are you turning 65 and wondering what the next step is? 

We will be holding our next Medicare Solving The Medicare Puzzle Workshop:

Wednesday, June 26 @ 5:30 pm – Location: Troy office — 1385 Stonycreek Road. 

This is an introductory session explaining the 4 parts of Medicare and what an individual’s options are when they turn 65 or retire and go on Medicare.  We have had an excellent response to these workshops, so if you know of someone who could benefit, please let them know.

Seating is limited, so please RSVP:  Toll Free – 877-492-8803, or comment on this post!

Next workshop date announced

Our next Solving the Medicare Puzzle Workshop will be held on Thursday, May 9 at 5:30 pm in our new Sidney office at 2551 Michigan Street in Sidney. Seats may be reserved by calling our office at 937-492-8800 or online by clicking https://seniormark.com/workshops/ .

If you know someone who would like to or should attend, please share this post with them!