Tag: Sidney Ohio

Turning 65? You’re not alone! Look at these famous people who turned 65 in November!


Bonnie RaittNovember 8- Bonnie Raitt a blues singer-songwriter and slide-guitar player, first became known in the 1970s, when she released a series of roots-influenced albums that incorporated elements of blues, rock, folk and country. Born to Broadway musical star John Raitt and pianist Marjorie Haydock, Raitt began playing guitar at an early age. The 1977’s Sweet Forgiveness album gave Raitt her first commercial breakthrough when it yielded a hit single in her cover version of “Runaway.” Her previous albums, including Give It Up (1972) and Takin’ My Time (1973 ), had received critical acclaim but not commercial sales. In 1989 after several more years of praise from critics but little commercial success she had a major return to form with the release of her album Nick of Time. The following two albums Luck of the Draw (1991) and Longing in Their Hearts (1994) were also multimillion sellers generating several hit singles, including “Something to Talk About” and the ballad “I Can’t Make You Love Me.” In March 2000, Raitt was inducted into the Rock and Roll Hall of Fame in Cleveland, Ohio. In April 2012, Raitt released her first studio album since 2005 entitled Slipstream. Since the early 1970s, Raitt has been involved in both political and environmental causes. In addition to 10 Grammy Awards, Rolling Stone magazine listed her as number 50 of the 100 Greatest Singers of All Time and number 89 of the 100 Greatest Guitarists of All Time. Australian Country Music Artist Graeme Connors has said, “Bonnie Raitt does something with a lyric no one else can do; she bends it and twists it right into your heart.”

John BoehnerNovember 17-John Boehner current Speaker of the U.S. House of Representatives, was elected to represent Ohio’s Eighth Congressional District for a 12th term in November 2012, serving since 1991. The Republican, known for his conservative views and ability to negotiate both sides of the aisle, previously served as the House Minority Leader from 2007 until 2011, and House Majority Leader from 2006 until 2007. As Speaker of the House, Boehner is second in line to the presidency of the United States. Born in Reading, Ohio, Boehner was the second of twelve children. During the Vietnam War, Boehner enlisted in the U.S. Navy but was honorably discharged after eight weeks because of a bad back. He earned his B.A. in business administration from Xavier University in 1977, becoming the first person in his family to attend college. Shortly after his graduation in 1977, Boehner went to work for a small sales business and eventually became president of the firm, resigning in 1990 when he was elected to Congress. He has been reelected 10 times with no substantial opposition, and even ran unopposed in 1994 and 2012.In 1994 Boehner was one of the engineers of the Contract with America that politically helped Republicans during the 1994 congressional elections during which they won the majority in Congress for the first time in four decades. He and Senator Ted Kennedy authored the passage of the No Child Left Behind Act of 2001, which he said was his “proudest achievement” in two decades of public service. When Boehner became Speaker of the House in 2011, he broke into tears when talking about “economic freedom, individual liberty and personal responsibility. . . . I hold these values dear because I’ve lived them. . . . I’ve spent my whole life chasing the American Dream.”

Paul ShafferNovember 28 – Paul Shaffer a musician, actor, voice actor, author, comedian and composer, has been David Letterman’s musical director, band leader and sidekick since 1982. Born and raised in Fort William (now Thunder Bay), Ontario, Canada, Shaffer began his music career in 1972 when he became the musical director for the Toronto production of Godspell. From 1975 to 1980, he was a member of the house band on NBC’s popular Saturday Night Live (SNL) television program. Off the show, Shaffer occasionally teamed up with the Not Ready for Prime-Time Players, including work on Gilda Radner’s highly successful Broadway show and as the musical director for John Belushi and Dan Aykroyd whenever they recorded or performed as The Blues Brothers. Since 1982, Shaffer has served as leader of “The World’s Most Dangerous Band” for Late Night with David Letterman (1982–1993) on NBC, for which he also composed the theme song, and as leader of the CBS Orchestra for the Late Show with David Letterman (1993–present) on CBS. He has served as musical director and producer for the Rock and Roll Hall of Fame induction ceremony since its inception in 1986 and filled the same role for the 1996 Olympic Games closing ceremony. Shaffer has released two solo albums, 1989’s Grammy-nominated Coast to Coast, and 1993’s The World’s Most Dangerous Party, and has recorded with a wide range of artists, including Donald Fagen, Grand Funk Railroad, Diana Ross, B.B. King, Asleep at the Wheel, Cyndi Lauper, Yoko Ono, Blues Traveler, Cher, Chicago and bluegrass legend Earl Scruggs.

Gary ShandlingNovember 29 – Gary Shandling comedian, actor and writer, is best known for his work in It’s Garry Shandling’s Show and The Larry Sanders Show. Born in Chicago and raised in Tucson, Ariz., he began his career writing for sitcoms such as Sanford and Son and Welcome Back, Kotter. He made a successful stand-up performance on The Tonight Show Starring Johnny Carson in 1981 and became a frequent guest-host on the show. His persona was an anxiety-ridden, grimacing, guarded, confused man on the verge of losing control. In 1977, Shandling was involved in an auto accident in Beverly Hills that left him in critical condition for two days but he later turned the accident into part of his comedy act. In 1986 he created It’s Garry Shandling’s Show for the pay cable channel Showtime. It was nominated for four Emmy Awards (including one for Shandling) and lasted until 1990. He won an American Comedy Award for Funniest Male Performance in a Series, and won four CableACE awards, two for Best Comedy Series. The show also won an award for Outstanding Achievement in Comedy in the Television Critics Association Awards.His second show, The Larry Sanders Show, which began airing on HBO in 1992, was even more successful. Shandling was nominated for 18 Emmy Awards for the show and won in 1998, for writing the series finale. The show influenced other shows such as Entourage, 30 Rock, Extras and Curb Your Enthusiasm in which guest stars play themselves in episodes of the series. In 2002, TV Guide named The Larry Sanders Show as 38th Greatest Show of All Time. In 2008, Entertainment Weekly ranked the show the 28th Best Show of the past 25 years. It was also included on Time magazine’s 100 Greatest Shows of All Time.

Medicare Solicitation

knockingIt has been brought to our attention (thanks to our clients) that several medicare supplement/medicare advantage agents in the area have been going door to door soliciting new business.

If you don’t know, it is illegal for an agent to stop at your door, or call you on the phone, without an existing business relationship.

If this happens to you, please do us and yourself a favor and let them know they are not allowed to solicit door to door. If they don’t agree, direct them to Ohio Administrative Code 3901-8-09, Section (D)(2)(a).

At Seniormark, we work diligently to follow the rules put before us.  If you are considering making any changes to your existing plans, give us a call before you do — we are happy to help!!!  (937) 492-8800.

 

 

Seniors need to “Be Prepared”!

Be Prepared for Medicare AEP

 

The Boy Scouts motto is dead on: “Be Prepared!” However, for many of us, procrastination is much easier because it takes less time (in fact, it takes no time). With the Medicare Annual Enrollment Period (AEP) rapidly approaching (Oct 15 – Dec 7) it is going to be vitally important for you to be prepared. And since procrastinating is the path of least resistance, I am going to make this easy on you by giving you a single step that will go a long way in helping you be prepared for the upcoming AEP. I know that insurance is at the top of everyone’s “Most Interesting Topics” list, so do your best to stick with me.

The first step is Know What You Have. If you don’t know what type of Medicare Health Plan you have, you are an easy target for being taken advantage of. There are 2 major types of Medicare Health Plans:

  1. Medicare Supplement plans
  2. Medicare Advantage plans

These 2 types of plans are very different when it comes to how they work and the benefits they provide, but they are extremely misunderstood by policyholders. I often hear from policyholders, “I have a Medicare Supplement,” when in fact they have a Medicare Advantage plan. So what is the big difference between these plans?

 

Medicare Supplement Plans:

  1. Work in unison with Traditional Medicare Parts A & B: A supplement policy will pay most, if not all, of what Medicare does not pay. It acts as a secondary insurance.
  2. Do not have networks: They are not HMO or PPO plans so you are free to use any doctor or hospital that you want as long as they accept Medicare.
  3. Are funded entirely by policyholder premiums: This is important as it allows companies to keep benefits the same from year to year.
  4. Travel with you in all 50 states: Your plan works the same out of state as it does in your home state.

 

Medicare Advantage Plans:

  1. Work in replacement of Traditional Medicare Parts A & B: An advantage plan works in place of Medicare as your primary insurance and you do not have a secondary insurance. You are responsible for all deductibles, copays and coinsurance. And you don’t get out of paying your Medicare Part B premium.
  2. Are network plans: They are HMO and PPO plans so you may be restricted in the doctors and hospitals you are allowed to use.
  3. Are funded by Government subsidies and policyholder premiums: This is critical because as government subsidies are reduced, plan premiums will go up and benefits will go down, as has been the case for the past 7 years and I expect to be the case in the years ahead.
  4. May not cover you in other states (except in emergency cases): Many advantage plans only cover you in the case of an emergency if you are outside of your home state.

The biggest advantage in advantage plans has been the lower premiums. But as government subsidies have been reduced in years past, this benefit has been greatly diminished. For example, in 2007 you could get a Medicare Advantage PPO plan for a $0/month premium and your maximum annual out of pocket expense was $2,000. For 2014 that same plan has a $50/month premium and maximum annual out of pocket of $5,100 (for Shelby county plans).

As you can see, there is a big difference between these two types of plans. Know What You Have…because you may not be able to get your old plan back.

Seniormark will be sponsoring a workshop on September 11 at 5:30 pm at their office in Troy. “Solving the Medicare Puzzle” lays out the different parts of Medicare, and then will show you how the pieces fit together. This event is only for educational purposes and no plan-specific benefits or details will be shared.

DanDan Hoelscher is the founder of Seniormark, LLC, a company that has specialized in helping retirees make a successful transition from the workplace into retirement for the past 18 years.  Seniormark has offices in Sidney and Troy.  You can reach Dan by email at dan@seniormark.com or you can visit their website at www.seniormark.com.  Seniormark, LLC has no connection or affiliation with, and is not in any way sponsored by, the federal or state government, the social security administration, the centers for Medicare and Medicaid services or the department of health and human services.

 

Happy birthday, Kramer!

From the Famous and 65 files………

 
Michael RichardsMichael Richards actor, comedian, writer and television producer, who is best known for his portrayal of Cosmo Kramer on the television sitcom Seinfeld, for which he received the Primetime Emmy Award for Outstanding Supporting Actor in a Comedy Series three times, turns 65 on July 24.

Richards began his career as a stand-up comedian, first entering the national spotlight when he was featured on Billy Crystal’s first cable TV special. He went on to become a series regular on ABC’s Fridays. Prior to Seinfeld, Richards made numerous guest appearances on various television shows, including Cheers, Night Court, Miami Vice and St. Elsewhere. His film credits include So I Married an Axe Murderer, Airheads, Young Doctors in Love, Problem Child, Coneheads, UHF and Trial and Error, one of his few starring roles. After Seinfeld, Richards starred in his own sitcom, The Michael Richards Show, which lasted less than one full season.

Following Seinfeld’s conclusion, Richards also performed stand-up comedy. After inciting media furor for losing his temper and repeatedly shouting at an African-American heckler in late 2006, Richards announced his retirement from stand-up in 2007. He appeared as himself in the seventh season of Curb Your Enthusiasm in 2009, acting alongside his fellow cast members for the first time since Seinfeld’s finale.

Currently, Richards plays the role of Frank in the sitcom Kirstie, costarring Kirstie Alley and Rhea Perlman, which premiered on TV Land on December 4, 2013.

Look who turned 65 in January!

Are you turning 65?  Look at these famous folks who just did this past January!

George Edward ForemanJanuary 10 –  George Edward Foreman, nicknamed “Big George,” was a professional boxer, former two-time World Heavyweight Champion and Olympic gold medalist. After a troubled childhood, Foreman took up boxing and was a gold medalist at the 1968 Olympics. He won the World Heavyweight title with a second round knockout of then-undefeated Joe Frazier in 1973. Foreman defended his title twice before losing to Muhammad Ali in “The Rumble in the Jungle” in 1974. Unable to secure another title shot, he retired in 1977 and became an ordained Christian minister. Ten years later, he announced a comeback and, in November 1994, at age 45, he regained the Heavyweight Championship by knocking out Michael Moorer. He is the oldest Heavyweight Champion in history, and second oldest in any weight class after Bernard Hopkins. In 1997, he retired at the age of 48 with a final record of 76–5, including 68 knockouts.

 

Foreman has been inducted into the World Boxing Hall of Fame and the International Boxing Hall of Fame and has been rated the eighth greatest heavyweight of all-time by the International Boxing Research Organization. For 12 years, he was a ringside analyst for HBO’s boxing coverage, leaving in 2004. Outside of boxing, he is a successful entrepreneur and is known for his promotion of the George Foreman Grill, which has sold over 100 million units worldwide.

 

Stephen Ray January 22 – Stephen Ray “Steve” Perry , is best known as the lead vocalist of the rock band Journey during its most commercially successful periods from 1977 to 1987 and 1995 to 1998. Between the mid-1980s and mid-1990s, Perry had a successful solo career, releasing two albums: Street Talk in 1984 and For the Love of Strange Medicine in 1994. On nine of Journey’s albums he provided lead vocals: Infinity (1978), Evolution (1979), Departure (1980), Dream, After Dream (1980, a Japanese movie soundtrack), Captured (1980, a live album), Escape (1981, which went to No. 1 on the Billboard charts), Frontiers (1983), Raised on Radio (1986), and Trial By Fire (1996). The single “Open Arms,” from Escape, was their biggest hit single, residing for six weeks at No. 2 on the Billboard Hot 100. Throughout his time with the band, Perry had become the unmistakable voice of Journey. Since the group disbanded In 1987, Perry has contributed to other performers’ albums. In December 2010, Perry said he was contemplating his first solo project since 1994.

 

Perry’s singing has garnered acclaim from prominent musical peers and publications. Queen guitarist Brian May said, “Perry is a truly luminous singer, in my opinion—a voice in a million.” Sony record executive, American Idol judge and musician Randy Jackson described Perry’s as “the golden voice” and opined that, “Other than Robert Plant, there’s no singer in rock that even came close to Steve Perry. The power, the range, the tone—he created his own style. He mixed a little Motown, a little Everly Brothers, a little Zeppelin.”

 

David Russell StrathairnJanuary 26 – David Russell Strathairn known as a character actor, has acted in film, TV and theater. His recent roles include journalist Edward R. Murrow in Good Night, and Good Luck, for which he was  nominated for an Academy Award; CIA Deputy Director Noah Vosen in the 2007 film The Bourne Ultimatum, a role he reprised in 2012’s The Bourne Legacy; Dr. Lee Rosen on the Syfy series Alphas from 2011 to 2012; and as Secretary of State William Henry Seward in Steven Spielberg’s Lincoln.

 

Other notable film roles include the title character in Harrison’s Flowers (2000); the blind techie in Sneakers (1992); general manager Ira Lowenstein in A League of Their Own; Joe St. George in Dolores Claiborne (1995); Theseus, Duke of Athens, in the 1999 version of A Midsummer Night’s Dream; and corrupt baseball player Eddie Cicotte in Eight Men Out (1988).

 

His television work includes a range of roles: Moss, in the critically acclaimed The Days and Nights of Molly Dodd; Captain Keller, the father of Helen Keller in the 2000 remake of The Miracle Worker; and a recurring role on the hit television drama The Sopranos. In the theater, he has had more than 30 roles, including in stage plays by Harold Pinter.

What the proposed Medicare Advantage cuts mean in dollars and cents

A recent report by Oliver Wyman puts the cuts that CMS (Center for Medicare Services) has proposed for Medicare Advantage plans for 2015 into perspective.  Check out the chart below for what these cuts would mean in dollars and cents.  Benefit cuts could mean higher deductibles, copays and coinsurance as well as restricted Doctor/Hospital choice and fewer plan choices due to plans dropping out of the program.

If you have a Medicare Supplement plan, consider yourself fortunate (Supplement plans are not affected by these cuts).  If you have a Medicare Advantage plan, prepare for changes in 2015.  If you don’t know what type of plan you have, we can help.  Just give us a call at (937) 492-8800.

MA Cuts

Next “Solving the Medicare Puzzle” Workshop Announced!

Are you, or someone you know, ready to turn 65?  Is your mailbox overflowing with offers of insurance?  Are you starting to get confused by all the information  you are reading?  Then, plan to come to our next “Solving the Medicare Puzzle” workshop and we will try to help eliminate some of the confusion!

 

Thursday, September 12

5:30 pm

Seniormark/Troy Office

1385 Stonycreek Road

 

Please call our office at 937-492-8800 to save yourself a seat!  See you then!

Announcing a new claims workshop!

medicareWe have heard your requests, and are responding!!!  We are happy to announce that we have put together a new workshop to be offered to all of our clients — on claims!!!

Do you get frustrated trying to read your explanation of benefits from your insurance company?  Trying to figure out what your last statement from your doctor’s office means?  Well, we are here to help!!!

Thursday, July 25, at 3:30 in our Sidney office, come and learn more about “Understanding your Medicare Claims”.

Please call to reserve a seat (or two!) if you are planning to come, so that we can be sure we have enough seats!

Congratulations!

Congratulations to the winners of our door prizes at our open house!
IMG_1060[1] Bob & Diana Wyen — our grand prize winners!

IMG_1072[1]Donna Lemmon

(not pictured)

Rose Toller

Thank you again to all who came to see our new office! We will still show you around if you couldn’t make it and would like to see our new “home”. Feel free to stop by! Hope to see you soon!

Come and celebrate our Grand Opening with Us!

open house ad

(Click on image to enlarge)