It happens to everyone as they approach 65. You’ve made the decision that it’s time to enroll in Medicare, and the mail starts swarming in. And as the piles of postcards and pamphlets rise, so does your anxiety. But what if I told you that all of that clutter—on your counter and in your mind—could… Read more »
Here is a Helpful article that was recently in the Dayton Daily News. By Marci Vandersluis Contributing Writer I recently visited with a couple that shared that they were having difficulty paying for some of their prescription medications. One spouse stated that some of their medications had very high out of pocket costs. These co-pays… Read more »
Medicare Supplement Household Discount Increasing to 7% in OH Aetna will increase the household discount from 5% to 7% on Medicare Supplement plans issued in Ohio effective June 15, 2015. No action needed to get the higher discount Eligible applicants and existing policyholders will receive the increased household discount. For new business, the 7% household… Read more »
Have you received this postcard in the mail? Is it coming from Medicare? Is it important information? It does say, “REGISTERED DOCUMENT – DO NOT DESTROY.” The truth is this is just a solicitation for insurance, and if you mail in the return postcard you are sure to get a call from an insurance agent,… Read more »
It has been brought to our attention (thanks to our clients) that several medicare supplement/medicare advantage agents in the area have been going door to door soliciting new business. If you don’t know, it is illegal for an agent to stop at your door, or call you on the phone, without an existing business relationship. If… Read more »
If your parents were like mine, they probably taught you to spend your money wisely. Let me use a story here to make a point. Suppose you are shopping for a new refridgerator. Your first stop is at Sears where you find the perfect Frigidaire XL2014, and at a great price, $2100. But because your… Read more »
Shortly after taking over one of the largest sectors of our economy, healthcare, Congress is at it again. This time they are going after your Medicare Supplement insurance. For well over the past two years Congress has been focusing on ways to reduce Medicare spending. They are focusing on Medicare Supplement coverage because they believe… Read more »
For the past year and a half I have been talking with clients about the difference between an “Inpatient” hospital stay vs. being in the hospital under “Observational Status” and why it matters. If you missed my previous blog post on this issue you can read it HERE. This information is finally getting media coverage… Read more »
With the Medicare Annual Enrollment Period coming to a close on December 7th, I have some important info for everyone that may prevent you from having hundreds (if not thousands) of dollars out of pocket for 2014. Many Medicare recipients who like their current prescription drug plan coverage make… Read more »
It has been brought to our attention (thanks to our clients) that several medicare supplement/medicare advantage agents in the area have been going door to door soliciting new business. If you don’t know, it is illegal for an agent to stop at your door uninvited. We even have one report where our client was told… Read more »

