One of the most commonly asked questions I receive is, “I am turning 65 and I have employer health insurance, do I need to sign up for Part B of Medicare?” To start, let me explain what Parts A and B are. Part A of Medicare covers inpatient care in a hospital or skilled nursing… Read more »
According to a recent Money Magazine article, there is an alarming trend emerging which is resulting in big bills for Medicare patients. This trend has to do with Skilled Nursing Facility care and Medicare’s requirements for covering it. And if a service is not Medicare approved, you are on the hook for the full bill,… Read more »
A feeding frenzy is about to begin. No, I am not talking about real sharks. I am referring to the Medicare Annual Enrollment Period (AEP). The Annual Enrollment Period is the time of year, set aside by Medicare, during which Medicare beneficiaries can enroll in or change their Medicare Advantage or Prescription drug plans. The… Read more »
I usually don’t share jokes because everyone gets so many, but a friend sent me this today and I thought it was very timely. It’s so hot in Ohio… …the birds have to use potholders to pull the worms out of the ground. …the trees are whistling for the dogs. …the best parking place is… Read more »
If your brain works like mine, it thinks about food a lot more than it should. And it’s always food that’s not good for me, like donut holes. Nothing beats a donut hole. It’s like eating a whole donut in one bite…AWESOME! But when it comes to the Medicare Prescription Drug Plan, donut holes lose their… Read more »
Everyone remembers the bully from their elementary and high school days. In most cases it was the stronger picking on the weaker. You would think that 30, 40, or 50 years later things would be different, but it seems nothing has changed. Not a month goes by that I don’t hear a story from one of my clients about… Read more »
Every day, thousands of people are making the decision to retire. You probably even know of someone personally. A good number of those who are making that decision are doing it prior to turning age 65. And it never fails that some of them will do it NAKED! No, I don’t mean without clothes…at least I… Read more »
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