Half-Truths And Medicare Advantage Commercials Weekly, we receive phone calls from people asking about something they saw on their tv and wondering if their insurance covers whatever they are seeing advertised.  This is more prevalant in the fall of each year, when Medicare Advantage companies ramp up their advertising during annual enrollment.  As an office,… Read more »

“Broadway Joe” Namath Isn’t Giving You the Whole Story By:  Dan Hoelscher, President & Founder, Seniormark, LLC   If you haven’t already had enough of the Celebrity-Sponsored Medicare Commercials, then buckle up!  With the Medicare Annual Enrollment (AEP) season quickly approaching, you are soon to be inundated with them.  They will feature celebrities such as… Read more »

Write the important Annual Enrollment dates to remember on your Calendar, and clip your calendar on your fridge. Don’t eat that midnight snack until you’ve read the dates at least once. October 1st— we can talk about your options! October 15th— The AEP games begins. December 7th—AEP comes to exhausting close. January 1st— Plan changes… Read more »

“Broadway Joe” Namath Isn’t Giving You the Whole Story By:  Dan Hoelscher, President & Founder, Seniormark, LLC   If you haven’t already had enough of the Celebrity-Sponsored Medicare Commercials, then buckle up!  With the Medicare Annual Enrollment (AEP) season quickly approaching, you are soon to be inundated with them.  They will feature celebrities such as… Read more »

Medicare Supplement vs. Medicare Advantage: The Pros and Cons of Each You may have encountered these buzzwords in television commercials, email blasts, or the piles of mail you’ve likely received from insurance agencies, but what do they mean? What is the difference between a Medicare Advantage Plan and a Medicare Supplement? Which is the best… Read more »

Will I Be Able to Afford Medicare? The shortest and most honest answer is “I don’t know”. But I know this doesn’t help you answer the most pressing questions weighing on your mind as you approach retirement age. Am I ready? Or Should I delay my retirement? And most of all—how am I going to… Read more »

Can I Really Get a Medicare Advantage Plan For Free? Yes, for quite a few Medicare Advantage plans, you will not have to pay a dime in premiums. And to sweeten to deal, you can even get extra benefits like gym memberships or a built in drug coverage with some plans. But I’m very stingy… Read more »

Do I Need To Do Anything To Enroll in Medicare? This is a question I get quite frequently at my offices in Sidney and Vandalia, Ohio. When it comes to Medicare, soon-to-be retirees know that they’ve been paying for it since they started working through Social Security. However, they often don’t know how they collect… Read more »

Dental, Vision, and Hearing: 3 Medicare Coverage Gaps You Probably Shouldn’t Insure Many soon-to-be retirees find themselves concerned about transitioning from their employer insurance to Medicare because of the numerous coverage gaps, and I truly get it. If you spend a good deal of your career in an all-inclusive employer plan, switching to Medicare will… Read more »

 3 Reasons Why Prescription Drugs Are So Expensive It is no secret that prescription drugs are outrageously expensive. After nineteen years of working with those transitioning into retirement and helping retirees shop Part D Drug Plans, I have come across some astronomic prices. To give you an idea, some of the prescriptions (without insurance, thank… Read more »