3 Questions You MUST Ask Yourself Before Enrolling in Medicare Part B When approaching 65, most people sign up for Part B, but not everyone. And for good reason, too—not just because they didn’t plan well and missed the deadline. If you are wondering if you are one of these few, stay tuned! The answer… Read more »

What Is the Fastest Way to Sign Up For Medicare? Once you’ve determined that it’s time to apply and have carefully considered all of your options, you are now ready to sign up for Medicare. You’ve got grandkids to get back to, family events to plan, and the world to explore, so you probably want… Read more »

Tax Penalty Alert: Mixing Medicare and HSAs

Tax Penalty Alert: Mixing Medicare and HSAs Medicare and Health Savings Accounts just don’t mix. Like oil and water. Like toothpaste and orange juice. Like shopping with grandkids and fixed budgets.   This is very important to know. When you start Medicare, either Part A or Part B, you have to stop contributions to your… Read more »

Turning 65 and Work For a Small Employer? Sign Up For Medicare Part B! The general rule of thumb is if you have employer insurance through active employment, you can delay Part B of Medicare without penalty.   But that certainly doesn’t mean you should! There are cases, of course, when your employer plan is… Read more »

Is Signing Up For Medicare Automatic?

Sample Medicare Card

Is Signing Up For Medicare Automatic? It might be. A lot of things are nowadays. You can now set up your bank account to automatically pay for your bills. And do you remember the last time you turned on your computer, and it took 20 min doing automatic updates?   But Medicare enrollment? Most of… Read more »

Will I Be Able to Afford Medicare? The shortest and most honest answer is “I don’t know”. But I know this doesn’t help you answer the most pressing questions weighing on your mind as you approach retirement age. Am I ready? Or Should I delay my retirement? And most of all—how am I going to… Read more »

4 Ways to Make Exercise Fun and Get Healthy in Retirement

4 Ways to Make Exercise Fun and Get Healthy in Retirement If you are concerned about your health as you approach retirement, you are definitely not alone. According to a Merill Lynch Retirement Study, 81% of respondents reported that health is one of the most important ingredients for a happy retirement.   Sure, an excellent… Read more »

Investing Fact Check: No One Can Predict the Future

Investing Fact Check: No One Can Predict the Future Not the common investor. Not your financial planner. Not even the “big wig” finance-savvy gurus.   I get it. It’s alluring to think you might have a competitive edge. The seductive power of huge yields in a short amount of time is almost magnetic. And it’s… Read more »

Medicare Part B and D: Make More = Pay More

Medicare Part B and D: Make More= Pay More It’s true. The premiums for your Part B and D coverage for Medicare are adjusted for income.   I get it. It’s a little infuriating. You’ve spent all of these working years paying more in Social Security than everyone else, and now you find out they… Read more »

Saying Goodbye to Supplement Plans F and C

Saying Goodbye to Supplement Plans F and C (Why It’s Happening and Why It Matters To You) You can pocket your tear-soaked hanky now. You don’t have to worry! If you are currently on plan C or F and have come to know and love it, the government will not force you to give it… Read more »