Why You Can Try a Medicare Advantage Plan at No Risk   Infomercials have done it for years.  When people feel uneasy about trying a new product, they offer a free trial or a money back guarantee.  It provides security for the buyer to know that even if the supposed benefits of a product were… Read more »

It’s annual enrollment…is your Part D drug plan still the best plan for you? As most of us remember, there are some VERY important dates associated with Annual Enrollment.  As we discussed earlier in “Don’t set it and forget it” we don’t want to miss these dates.  There are several things that need to be… Read more »

Don’t “Set It and Forget It” This Annual Enrollment Season! Does anyone remember Ron Popeil?  If you don’t, allow me to rephrase the question.  Does anyone remember the “set it and forget it” infomercial king?   I bet it’s ringing a bell now.   I, for one, can still see him in his green apron,… Read more »

How to Choose A Medicare Supplement (A Comparison of the Three Most Popular Plans) So, you’ve likely come to realize that Medicare leaves some expensive coverage gaps wide open. In other words, you’re going to need some Supplemental coverage to ensure you won’t get hit with any high, unexpected out-of-pocket costs.   But let’s face… Read more »

The #1 Reason Why You Should Enroll in Medicare Part A (Even If You’re Still Working) Whether or not you should sign up for Part B while still actively employed is a little more questionable.  I mean, why pay that $134 a month premium if you’re employer plan is doing a fine job at a… Read more »

A Little Known Reason Why Medicare Will Deny Coverage For Your Nursing Home Stay There are few things more wrinkle-inducing than the stress of any unexpected bill, let alone a $6000-8000 nursing home expense left uninsured by Medicare.   But it happens everyday. If you receive only custodial care at the nursing home, Medicare will… Read more »

Think Poor Health Will Stop You From Getting Medicare Supplement Insurance? Think Again. Insurance companies can’t refuse you coverage for having cancer or being on an expensive chemo-treatment. They can’t deny you a policy for having diabetes or (Burger King-induced) sky-scraping cholesterol or any other pre-existing condition for that matter. These companies are federally mandated… Read more »

Why Dental Plans Aren’t Worth Their Weight in Premium For Retirees If you’re coming off your employer plan and onto Medicare, you might have been surprised to find out that neither Medicare nor Medicare Supplements cover most routine dental services. So I understand why you might find it quite attractive to get on a dental… Read more »

Q&A: What You Need to Know about the New Medicare Cards and Numbers I’m sure you’ve heard about it on the news or from a friend. If you haven’t, I would like to inform you now: As a part of the Social Security Number Removal Initiative, the Centers for Medicare and Medicaid Services (CMS) will… Read more »

Watch Out for Medicare Scammers as New Medicare Cards are Issued If you have read any of my other blog posts detailing the evils of Medicare fraud, then you know what a pervasive and serious problem it is. Not only does it cost Medicare recipients and taxpayers such as yourself millions in false claims, it… Read more »