You Can Save Hundreds on Your Supplement Without Changing Your Benefits! And when I say, “without changing your benefit,” I really mean it. This isn’t about covering decreased benefits or numerous hassles under a cloak of a lower premium. You can get on an identical plan to the one you have now and still save… Read more »

Will Poor Health Prevent Me From Switching to a New Medicare Supplement? There are lots of reasons you might be dissatisfied with your current health insurance plan. Perhaps you’ve had a Medicare Supplement for a few years and the premiums have been creeping up into the stratosphere. Or—if you are in an Advantage Plan—maybe you… Read more »

Is a Part D Drug Plan Really Worth it?

Is a Part D Drug Plan Really Worth it? I’m healthy. I’m fit. I still run 5Ks and mulch my own flowerbeds and trim my own bushes. It’s like I’m Tom Cruise or something. Or Brad Pitt. Or a 1989 bottle of Chardonnay. Just getting better with age.   At this point during your internal… Read more »

Annual Enrollment Period (AEP) To-Do List

Annual Enrollment Period (AEP) To-Do List Write the important Annual Enrollment dates to remember on your Calendar, and clip your calendar on your fridge. Don’t eat that midnight snack until you’ve read the dates at least once. October 1st— we can talk about your options! October 15th— The AEP games begins. December 7th—AEP comes to… Read more »

How to Afford Your Meds in the Donut Hole—7 Strategic Ways

How to Afford Your Meds in the Donut Hole—7 Strategic Ways Although the donut hole is closing and will be completely gone in 2020, many—like you—are still caught within its clutches. And the fact that it is disappearing doesn’t help you right now. But there are a few things you can do to get yourself… Read more »

Attention Retirees: Stay on Top of Your Health Insurance With This Helpful Online Tool

Attention Retirees: Stay on Top of Your Health Insurance With This Helpful Online Tool Life is complicated and hard to manage. And what younger people don’t realize is that it doesn’t just all stop once you retire. As long as you’ve got goals and dreams, you’ve got schedules and things to keep track of—especially when… Read more »

What Is My Full Retirement Age? (And Why Does It Matter to My Social Security Check?)   Laws, guidelines, tax codes, regulation, health care—pretty much everything involved with the government—is constantly evolving. And the full retirement age is no different.   Life expectancy has been rising. So that means that retirees are drawing on their… Read more »

3 Reasons to Start Medicare Planning NOW! Every last one of us is pretty much the same in this respect: we don’t take now for an answer. When the task is daunting, overwhelming, or complex, we always manage to escape doing it now by putting it off for tomorrow. We’re like a gaggle of Houdinis.… Read more »

The Part D “Donut Hole” Is Not as Tasty as You Might Think   Apple is a 605 billion dollar company. Blackberry is a pocket-sized desktop computer. Yes, it’s true. You can now add one more item to your list of foods the 21st century has complicated. You may be used to eating a donut… Read more »

The #1 Investing Mistake Soon-to-be Retirees Make I’ll cut right to the chase. The #1 investing mistake soon-to-be retirees make is investing like a 25-year old. Although age is but a number in most respects; in this case, it is so much more. It affects investment strategy. And, in turn, it affects another very important… Read more »