Medicare Supplement Insurance: Are You Insurable? If you are in your Medicare Supplement Open Enrollment Period, you are 100% insurable, no questions asked. If you are in a guaranteed issue period, some plans may not be available to you but—again—you are 100% insurable. Still no questions asked.   But even if you are not in… Read more »

Medicare Supplement Insurance: Are You Insurable? If you are in your Medicare Supplement Open Enrollment Period, you are 100% insurable, no questions asked. If you are in a guaranteed issue period, some plans may not be available to you but—again—you are 100% insurable. Still no questions asked.   But even if you are not in… Read more »

Take It Personally: Why Rampant Medicare Fraud Affects You and Your Family In 2012, the FBI boasted the arrest of 107 individuals for 452 million dollars in false billing. In 2015, The United States Department of Justice reported a fraud takedown of 243 individuals for 712 million dollars.   And if you look at the… Read more »

10 Terms to Beef Up Your Medicare Literacy In this day and age, you have a vast pool of knowledge available to you. But none of that matters if you can’t understand any of it. If you’ve done any researching on the Internet about Medicare, you know what I mean. To help you out, I… Read more »

Can I Really Get a Medicare Advantage Plan For Free? Yes, for quite a few Medicare Advantage plans, you will not have to pay a dime in premiums. And to sweeten the deal, you can even get extra benefits like gym memberships or a built in drug coverage with some plans. But I’m very stingy… Read more »

Don’t Make One of These Common Medicare Mistakes! The whole process of switching from your employer plan or private insurance to Medicare is fraught with potential costly mistakes. Misconceptions can leave you without much needed insurance. Failure to take the essential steps on time can leave you in the jaws of lifelong penalties.   After… Read more »

Is There an Advantage to Medicare Advantage? According to Reader’s Digest, 1 in 4 retirees receive their health insurance coverage from a Medicare Advantage Plan. And I can certainly understand the attraction. Premiums as low as $0 a month. Prescription drug plans often included. What’s not to like?   But—as it goes for most purchases—you… Read more »

The Truth About Your Barber’s Medicare Drug Plan (And Why It Shouldn’t Be Yours) We hear it all the time from our clients. Their brother, mother, cousin, co-worker, pen pal, or barber is on a certain 18 dollar a month drug plan, and now they want on. They are really excited about it. It’s a… Read more »

Why You Can Try a Medicare Advantage Plan at No Risk   Infomercials have done it for years. When people feel uneasy about trying a new product, they offer a free trial or a money back guarantee.  It provides security for the buyer to know that even if the supposed benefits of a product were… Read more »

Hate Your Medicare Insurance Plan? Here’s a Quick and Easy Guide to Switching! You thought the Medicare mess was all tidied up when you first enrolled and purchased proper Medicare insurance (whether it be Medicare Advantage or Medigap), but then you discover a sad fact of life: Costs change. Benefits change. Your needs change. Or,… Read more »