4 Things Every Retiree Must Know Before Buying an Annuity Why is the world of retirement finances so scary? The answer is one you’ve probably come to know all too well: the future is uncertain. You’re uncertain about how long you’ll live because, after all, you don’t want to outlive your assets. And the nightmarish… Read more »

How to Find Trustworthy Help For Retirement Planning Good help is difficult to come by these days. And when it comes to choosing an expert to help you make critical decisions for retirement, rollover your 401(k), or manage your investments, those willing to act in your best interest seem few and far between. There are… Read more »

Why You Should Consider Working In Retirement (Even If You Don’t Need the Money) Work? Retirement? The two words don’t even sound like they belong in the same sentence. After all, retirement is for relaxation. Retirement is for grandkids. Retirement is for vacations and bucketlisting.   But wait just a minute.   Although all of… Read more »

Will I Be Able to Afford Medicare? The shortest and most honest answer is “I don’t know”. But I know this doesn’t help you answer the most pressing questions weighing on your mind as you approach retirement age. Am I ready? Or Should I delay my retirement? And most of all—how am I going to… Read more »

Top 5 Retirement Myths You Probably Believe We only use ten percent of our brains. Napoleon was short. It takes seven years to digest a piece of gum.   Myths like these are pervasive and stubborn. Perhaps you are just now realizing the above statements are even myths at all! Regardless, whether you first heard… Read more »

How to Lower Health Care Costs in Retirement—The 4 Best Ways Did you know that a recent Fidelity study shows that the average couple can expect to spend $260,000 on health care expenses in retirement? Well, unfortunately, that is the current figure circling around the retirement blogosphere. And that isn’t even taking into account the… Read more »

Can I Really Get a Medicare Advantage Plan For Free? Yes, for quite a few Medicare Advantage plans, you will not have to pay a dime in premiums. And to sweeten to deal, you can even get extra benefits like gym memberships or a built in drug coverage with some plans. But I’m very stingy… Read more »

5 Social Security Terms You Need to Know As you approach the exciting (but often overwhelming) milestone of retirement, the topic of Social Security comes up much more often, and it is easy to see why. Nearly nine out of ten individuals age 65 and older receive Social Security benefits, and—as an average—these benefits comprise… Read more »

How to Foster Meaningful Friendships in Retirement   At Seniormark, we talk a lot about health insurance and other financial concerns, which makes a great deal of sense. Medicare, Social Security, and 401(k) planning are all essential parts of a successful retirement transition. But I also think it is beneficial to discuss cultivating meaningful relationships… Read more »

Get a Second Look Before Buying an Annuity or Your Money May Be Held For Ransom Two clients of mine, a couple, came into my office one morning, and they mentioned they were heading over to meet with a financial advisor about their Equity Indexed Annuity after their appointment with me. Just as a fair… Read more »