Tag: Medicare supplement

Warning Retirees: 5 (or 6) Annual Enrollment Dates You Don’t Want to Miss

Posted on October 7, 2016 by - Medicare, Medicare Advantage, Medicare Drug Plan, Medicare Supplement, News, Retirement Planning, Social Security

Warning Retirees: 5 (or 6) Annual Enrollment Dates You Don’t Want to Miss

Clip these dates up on your fridge. Write them on your calendar. Sticky note them to your bathroom mirror or your spouse’s forehead (or maybe not). Annual enrollment is approaching!

 

But before we get into the dates, you’ll first want to know…

 

What Is Annual Enrollment?

Annual enrollment is the busy time of the year for Insurance agencies such as ours. Department stores have their black Friday. Local ice cream shops have their last day of school. And Insurance companies have the Annual Enrollment Period. During this roughly 3-month time frame (October 15- December 7), all Medicare beneficiaries are free to change their plans. They can switch from:

  • An Advantage Plan to a Medicare Supplement
  • A Medicare Supplement to an Advantage Plan
  • One Advantage Plan to another
  • One Part D Drug Plan to another
  • One Medicare Supplement to another (Although you can do this at any point during the year)

The Annual Enrollment Period is for any existing Medicare beneficiary. For those just turning 65 and joining Medicare, you have a different enrollment period called the Initial Enrollment Period, which is the 7-month time frame that surrounds your 65th birthday month. But for those of you who have already enrolled for the 1st time, this is for you!

 

There are 6 very important dates for you to remember.

  1. October 1

This is the day we get all the plan changes, details, benefits, and prices for the following year. It is also when we can start talking to you about which ones will best fit your needs.

  1. October 15

Let the games begin! Annual enrollment is officially started. You can now enroll in a new plan.

  1. December 7

I hope you like the choices you’ve made because, at this date, you are locked into your plans for another year. Annual enrollment is closed.

  1. January 1

It’s a new year, a new resolution, and—quite possibly—new insurance. This is the date any changes you made during the open enrollment period go into effect.

  1. January 1

I apologize for the unsettling déjà vu. I know this is a repeat, but I want to emphasize why this date is doubly important: It is also the first day of the Advantage Plan disenrollment period. Just in case you’ve got some buyer’s remorse, Medicare set up a disenrollment period where you can get out of your Advantage Plan.

  1. February 14

All good things must come to an end. This is the last day of Medicare’s disenrollment period. If you are in an Advantage Plan and don’t like it, this is your last chance to drop it!

BONUS: February 14th is also Valentine’s Day. You’re welcome.

 

And that’s it! I hope you commit these dates to memory or you write them down somewhere. If you forget it, you might regret it!

 

To be sure you have covered ALL of your bases, be sure to download our AEP Checklist by clicking here.

 

Look to switch plans during open enrollment?  Call Seniormark at 937-492-8800 for a free consultation.

6 Things Everyone Needs to Know About Their 2 Medicare Choices

Posted on September 27, 2016 by - Medicare, Medicare Advantage, Medicare Supplement

6 Things Everyone Needs to Know About Their 2 Medicare Choices

Medicare Advantage and Medicare Supplements. Two feasible choices. Two Medicare buzzwords. One startling misconception. And here it is: Medicare Advantage plans and Medicare Supplements are the same.

 

But this is just not true…not even a little. In fact, Medicare Advantage plans and Medicare Supplements are fundamentally different. So different that not knowing these differences could cost you…in convenience, in security, and in dollar signs.

 

So…without further ado…these are the 6 things you need to know about the 2 Medicare choices:

 

  1. Medicare Supplements pay secondary. Medicare Advantage Pays Instead.

The “street name” for a Medicare supplement is a “Medigap” plan, and it is a nickname rightfully earned. Medigap plans are called as such because they “fill in the gaps” of what traditional Medicare (Parts A and B) doesn’t cover. Therefore, you will have little to no out-of-pocket expenses. A Medicare Advantage plan doesn’t do this. It functions as an alternative for traditional Medicare. This means that—if the Advantage plan doesn’t cover it—you can be stuck with some pesky deductibles, copays and coinsurance.

 

  1. Medicare Advantage Plans have Networks. Medicare Supplements Don’t.

Medicare Advantage plans contract with specific hospitals and health care providers. And if you don’t go to their pre-picked “network” of providers, your share of the costs may rise. In some cases (especially out of state), the plan may not cover you if you receive care at a hospital outside of their network (except in the case of emergency)! Medicare Supplements allow you to go to any doctor or hospital you want as long as they accept Medicare.

 

  1. Medicare Supplements Don’t Change. Advantage Plans Do.

Since Advantage Plans are funded by government subsidies, their benefits are greatly affected by politics. The more money they can get from the government, the better their benefits and premiums can be. This means that plans will likely change from year to year and you may have to reevaluate, re-shop, and re-enroll in a different plan. Medicare Supplement plans are the opposite. Since the policyholder funds them, the plans are usually consistent from year to year.

 

  1. You Can Always Change to an Advantage Plan. You Can’t Always Change to a Medicare Supplement.

If you are in a Medicare Supplement plan, you can switch to an Advantage plan without any medical health questioning as long as it is during the annual enrollment period. It doesn’t matter if you have pre-existing conditions (with the exception of kidney failure); you will still be able to obtain coverage.

 

However, if you want to switch from an Advantage plan to a Medicare Supplement, it is not as simple. Although you can still enroll during annual enrollment, you will have to qualify based on your health. This can be a problem for those with pre-existing conditions. For instance, let’s say the government curbs their funding for your Advantage Plan. This raises the premium and lessens the benefits significantly. You have cancer. You can’t change to a Medicare Supplement because you couldn’t qualify based on health. What do you do? More than likely, you will have to stay with your unwanted Advantage plan!

 

  1. Medicare Supplement Have Premiums. Advantage Plans Have Low Or No Premiums.

While the average Medicare Supplement premium is up around $100-120 a month for a 65 year-old, the average Advantage plan premium is about 50-60. And (aside from your Part B premium) they may be completely free!

 

  1. Two Choices Can Quickly Become Two Hundred.

You only have two options in the beginning, but once you choose a route—whether Medicare Advantage or Medicare Supplement—it will likely multiply into many more choices. There are 11 supplements, 24 drug plans, and dozens of Advantage plans. Not to mention the other decisions you have to make regarding when and how to go about signing up for Medicare to avoid penalties. Like I always tell my clients, Medicare is a big animal. I always recommend consulting with a retirement advisor for help.

 

Turning 65 soon and not sure what to do? Click here to sign up for our free Medicare workshop. No high-pressure sales pitches here, just in-depth discussion about the ins and outs of Medicare!

Happy birthday to these celeb favorites!

Posted on January 19, 2016 by - Medicare, Medicare Advantage, Medicare Supplement, Retirement Planning

Look Who’s Turning 65…

Crystal Gayle   January 9 — Crystal Gayle, an award-winning country music singer, is best known for her 1977 country-pop crossover hit song, “Don’t It Make My Brown Eyes Blue.” During the 1970s and 1980s she accumulated 20 No. 1 country hits with six albums certified gold. Gayle became the first female artist in country music history to reach platinum sales with her 1977 album We Must Believe in Magic. Also famous for her nearly floor-length hair, she was voted one of the 50 most beautiful people in the world by People Magazine in 1983. She is the younger sister of singer Loretta Lynn, who once told her, “You record what I couldn’t record—you do MOR,” middle of the road, “and that was the best advice I could get. I don’t think I ever would have made it if I went down the road and did the music my sister did. I would only have been compared to her.”

Gayle had her greatest success from 1977 to 1989 when she did music considered crossover. Her hits included “When I Dream,” “Talking in Your Sleep,” “Why Have You Left the One You Left Me For,” “Half the Way,” “It’s Like We Never Said Goodbye,” “You and I” (a duet with Eddie Rabbitt), “The Sound of Goodbye,” “Turning Away,” “Makin’ Up For Lost Time,” “Cry” and “Another World.” Gayle continues to perform and tour.

KirstieAlleyJanuary 12 — Kirstie Alley, an American actress and comedian, is best known for her role in the TV series Cheers, in which she played Rebecca Howe from 1987 to 1993, winning an Emmy Award and a Golden Globe Award as the Outstanding Lead Actress in a Comedy Series in 1991. She is also known for her role in the thriller Shoot to Kill and the Look Who’s Talking film series as Mollie Ubriacco. More recently, Alley has appeared in reality shows revolving around her life.

Alley made her movie debut in 1982 in Star Trek II: The Wrath of Khan, playing the Vulcan Starfleet officer Lieutenant Saavik. In 1987, she joined the cast of Cheers, replacing Shelley Long and remaining on the show until its eleventh and final season. In 1989, Alley starred with John Travolta in Look Who’s Talking, which grossed over $295,000,000 worldwide. They went on to make two other films centered on the same theme, Look Who’s Talking Too and Look Who’s Talking Now! In recent years, Alley’s weight gain and loss has received much public attention. In September 2012, she appeared on The Dr. Oz Show, where she said she spent her whole life eating obsessively. She has been a member of the Church of Scientology since 1979.

Eric HolderJanuary 21 – Eric Holder, Jr. was the 82nd attorney general of the United States from 2009 to 2015. Serving in the administration of President Barack Obama, Holder is the first African American to hold the position of U.S. attorney general. Previously, he served as a judge of the Superior Court of the District of Columbia, after being appointed in 1988 by President Ronald Reagan. In 1993, President Bill Clinton appointed him United States attorney for the District of Columbia, the first black American in that office, and in 1997, nominated him the deputy attorney general under Janet Reno. While U.S. attorney, Holder prosecuted Congressman Dan Rostenkowski (D–Illinois) for corruption charges related to his role in the congressional post office scandal.

During Obama’s presidential campaign Holder was his senior legal adviser and one of three members of Obama’s vice-presidential selection committee. During the Fast and Furious investigation (involving guns and the Bureau of Alcohol, Tobacco, Firearms and Explosives), he became the only cabinet member in U.S. history to be held in contempt of Congress. From 2001 until he became attorney general, Holder worked as an attorney at Covington & Burling in Washington, D.C., representing clients such as Merck and the National Football League. After he resigned as attorney general in 2014, he returned to Covington & Burling. The law firm’s clients have included many of the large banks Holder declined to prosecute for their alleged role in the financial crisis.

Phil CollinsJanuary 30 — Phil Collins is an English singer, songwriter, multi-instrumentalist, music producer, actor and author. He gained fame as both the drummer and lead singer for the rock band Genesis, as well as worldwide success as a solo artist. Collins sang the lead vocals on dozens of hit albums and singles in the U.K. and the U.S. between 1976 and 2010, either solo or with Genesis. He is among the best-selling music artists of all time, with 33.5 million albums sold in the U.S. and an estimated 150 million worldwide. He is one of three recording artists (along with Paul McCartney and Michael Jackson) who has sold over 100 million albums worldwide both as solo artists and (separately) as principal members of a band. AllMusic describes Collins as “one of the most successful pop and adult contemporary singers of the ’80s and beyond.”

Collins joined Genesis in 1970 as the group’s drummer and became its lead singer in 1975 following Peter Gabriel’s departure. In 1981, Collins launched a solo career. His best-selling singles include “In the Air Tonight,” “Against All Odds,” “Sussudio” and “Another Day in Paradise.” His music has earned him seven Grammy Awards, six Brit Awards, an Academy Award, two Golden Globe Awards and a Disney Legend Award. Totaling his work with Genesis, other artists and his solo career, Collins had more U.S. Top 40 singles than any other artist during the 1980s. In 2008, Collins was ranked the 22nd most successful artist on the “Billboard Hot 100 All-Time Top Artists.”

Source: Wikipedia

Aetna increasing household discount!

Posted on June 9, 2015 by - Medicare, Medicare Supplement, Retirement Planning, Social Security

seniormark favicon
logofinal black bagrMedicare Supplement Household Discount Increasing to 7% in OH

Aetna will increase the household discount from 5% to 7% on Medicare Supplement plans issued in Ohio effective June 15, 2015.

No action needed to get the higher discount

Eligible applicants and existing policyholders will receive the increased household discount.

  • For new business, the 7% household discount will apply to new applications written on or after June 15, 2015. All pending applications that qualify for the discount will be issued at the new 7% discounted rate.
  • For existing policies issued with an effective date of July 1, 2015 or later (with premiums already paid AND where eligibility for the household discount was provided on the application), AHLIC will issue a new policy, which will include the higher household discount.
  • All other policyholders who previously received the 5% household discount will automatically receive the 7% household discount on their future premium that have a premium due date of June 15, 2015 or later.

Excess premiums, if any, will be applied to the policyholder’s future premiums.

Is your Medicare Supplement currently with Aetna?  They are offering great rates in addition to this additional discount.  Call our office today (937-492-8800) to see if you might be able to save money with Aetna and Seniormark. 

Medicare Supplement Policyholder Alert!

Posted on March 10, 2015 by - Uncategorized

postcard33Have you received this postcard in the mail?  Is it coming from Medicare?  Is it important information?  It does say, “REGISTERED DOCUMENT – DO NOT DESTROY.”  The truth is this is just a solicitation for insurance, and if you mail in the return postcard you are sure to get a call from an insurance agent, or worse yet a knock on your front door.  The unfortunate truth is we now live in a world of information overload and everyone is vying for your attention…yes, even me.  And in the world of Medicare, some lead companies resort to making the older population believe their mailing is more than it is.

If you look closely at the small print at the bottom you will read, “This information is not affiliated or endorsed by government agencies or the federal Medicare program.  You may be contacted by an insurance licensed representative.”  This disclaimer language is a sure sign that the mailing is a solicitation as it is required by Medicare.  I am not judging those who use these postcards to drum up business, in fact these cards are completely compliant with current regulations.  I just believe there is a better way…honesty!

Why can’t we replace the words, “REGISTERED DOCUMENT – DO NOT DESTROY” with, “THIS IS NOT A REGISTERED DOCUMENT – DESTROY IF YOU WANT…BUT IF YOU DO, OUR AGENCY WON’T BE ABLE TO HELP YOU!”  Why can’t we just get back to letting people know we are here to help when they need it.

Here is a great example:

https://www.youtube.com/watch?v=FrmYLo3tMA8

Next “Solving the Medicare Puzzle” Workshop

Posted on February 2, 2015 by - Medicare, Medicare Advantage, Medicare Drug Plan, Medicare Supplement, Retirement Planning

Announcing our next “Solving the Medicare Puzzle” Workshop!  Monday, March 16 at 5:30 pm in our Troy office at 1385 Stonycreek Road in Troy.

Are you, or someone you know, feeling overwhelmed about signing up for a Medicare Supplement? Is your mailbox overflowing with flyers and invitations? Are you more confused now than you were a couple of months ago? What do all of the letters of the alphabet have to do with healthcare? Well, look no further. Sign up today so you can be in the know!

Call our office at 937-492-8800 to reserve a seat (or two!), or simply complete the form below:

[contact-form][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’I would love to come! There will be a total of __ people in our group:’ type=’radio’ options=’1,2,3,4’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Website’ type=’url’/][contact-field label=’Comment’ type=’textarea’ required=’1’/][/contact-form]

Look who turned 65 in December!

Posted on January 12, 2015 by - Medicare, Medicare Supplement, Retirement Planning, Social Security

Turning 65?  You’re not alone!  Many of our favorite movie stars are, too!
Jeff BridgesDecember 4- Jeff Bridges began his acting career in 1958 as a child with his father, Lloyd Bridges, and brother, Beau, on television’s Sea Hunt. Bridges is one of the youngest actors ever to be nominated for an Academy Award (1972, age 22, Best Supporting Actor, The Last Picture Show), and one of the oldest ever to win (2010, age 60, Best Actor, Crazy Heart). Among his other best-known major motion films are: The Big Lebowski, Fearless, Iron Man, The Fabulous Baker Boys, Jagged Edge, Against All Odds, The Fisher King, Tucker, Seabiscuit, Arlington Road, Tron, Tron: Legacy and The Giver. Bridges is the son of showbiz parents, actor Lloyd Bridges and actress and writer Dorothy Bridges, and grew up in Los Angeles. After turning 18, Bridges joined the United States Coast Guard Reserve, where he served for seven years. His first major role was in the 1971 film The Last Picture Show, and he co-starred in the 1972 critically acclaimed neo-noir boxing film Fat City, directed by John Huston. He was nominated again for best supporting actor for his performance opposite Clint Eastwood in the 1974 film Thunderbolt and Lightfoot. In 1976, he starred as the protagonist Jack Prescott in the first remake of King Kong, opposite Jessica Lange. One of his better-known roles was in the 1982 science fiction cult classic Tron, in which he played Kevin Flynn, a video game programmer (a role he reprised in late 2010 with the sequel Tron: Legacy). He was nominated for the Academy Award for Best Actor in 1984, for playing the alien in Starman. His role in Fearless (1993) is thought by some critics to be one of his best performances. Film critic Pauline Kael wrote that he “may be the most natural and least self-conscious screen actor that has ever lived.” In 1998, he starred as what is arguably his most famous role, The Dude, in the Coen brothers’ cult-classic film The Big Lebowski. He has said that he relates to The Dude more than any of his other roles. He received Academy Award nominations for his roles in The Contender and True Grit, the latter a collaboration with the Coen brothers. Referring to his career as an actor and his passion for music, Bridges says, “I dug what an actor did, but it took me a while to feel it, to truly appreciate the craft and the preparation. Plus, I was still playing music a lot, and I guess I had a hard time choosing: was I an actor or a musician, or could I be both?” He released his debut album Be Here Soon in January 2000 and his second album, Jeff Bridges, in August 2011. In one of the longer-running marriages in Hollywood, Bridges has been with Susan Geston since 1977, and they have three daughters.

Don JohnsonDecember 15- Don Johnson is best known for his role as James “Sonny” Crockett in the 1980s television series Miami Vice, for which he won a Golden Globe, and as the lead role in the 1990s cop series Nash Bridges. He is also a winner of the American Power Boat Association Offshore World Cup. He got his start in a high-school production of West Side Story in Wichita, Kan. His first major role was in the 1969 Los Angeles stage production of Fortune and Men’s Eyes, which led to several small film roles. From 1984 to 1989—after years of struggling to establish himself as a TV actor and a string of pilots, none of which became a TV series—Johnson landed a starring role as an undercover policeman. Miami Vice was noted for its revolutionary use of music, cinematography, imagery, and its glitzy take on the police drama genre. Between seasons, Johnson gained further renown through several TV miniseries, such as the 1985 TV remake of The Long, Hot Summer. In the 1996-2001 drama Nash Bridges Johnson played the title role of an inspector for the San Francisco Police Department. More recently, he appeared on the HBO series Eastbound & Down (October 2010) and reprised his role as Sonny Crockett for a Nike commercial with LeBron James. Johnson had a supporting role in the 2012 Quentin Tarantino film, Django Unchained. He also released two albums of pop music—one in 1986 and the other in 1989. His single, “Heartbeat,” reached No. 5 on the Billboard Hot 100 singles chart. Johnson has had four wives in five marriages, including Melanie Griffith, who he remarried after they divorced. He is currently married to San Francisco socialite and Montessori nursery school teacher Kelley Phleger, and they have three children together.

Sissy SpacekDecember 25 – Sissy Spacek first came to international attention for her roles as Holly Sargis in Badlands (1973) and as Carrie White in Brian de Palma’s horror film Carrie (1976), based on Stephen King’s first published novel, for which she earned her first Academy Award nomination. She won the Academy Award for Best Actress for her role as country star Loretta Lynn in the film Coal Miner’s Daughter (1980) and received Oscar nominations for her roles in Missing (1982), The River (1984), Crimes of the Heart (1986) and In the Bedroom (2001). Born in Quitman, Texas, Spacek worked for a time as photographic model before getting small roles in films. After Carrie, Spacek cemented her reputation in independent cinema with her performance in Robert Altman’s classic 3 Women (1977). At the time, Altman stated: “She’s remarkable, one of the top actresses I’ve ever worked with. Her resources are like a deep well.” Brian de Palma added: “[Spacek is] a phantom. She has this mysterious way of slipping into a part, letting it take over her. She’s got a wider range than any young actress I know.” Of her work in In the Bedroom, New York Times film critic Stephen Holden said, “Ms. Spacek’s performance is as devastating as it is unflashy. . . . It is one of Ms. Spacek’s greatest performances.” In 2012, Spacek published a memoir, My Extraordinary Ordinary Life. She is married to production designer and art director Jack Fisk, who she met in 1974 on the set of Badlands. They have two daughters.

Turning 65? You’re not alone! Look at these famous people who turned 65 in November!

Posted on December 1, 2014 by - Medicare, Medicare Advantage, Medicare Supplement, Retirement Planning


Bonnie RaittNovember 8- Bonnie Raitt a blues singer-songwriter and slide-guitar player, first became known in the 1970s, when she released a series of roots-influenced albums that incorporated elements of blues, rock, folk and country. Born to Broadway musical star John Raitt and pianist Marjorie Haydock, Raitt began playing guitar at an early age. The 1977’s Sweet Forgiveness album gave Raitt her first commercial breakthrough when it yielded a hit single in her cover version of “Runaway.” Her previous albums, including Give It Up (1972) and Takin’ My Time (1973 ), had received critical acclaim but not commercial sales. In 1989 after several more years of praise from critics but little commercial success she had a major return to form with the release of her album Nick of Time. The following two albums Luck of the Draw (1991) and Longing in Their Hearts (1994) were also multimillion sellers generating several hit singles, including “Something to Talk About” and the ballad “I Can’t Make You Love Me.” In March 2000, Raitt was inducted into the Rock and Roll Hall of Fame in Cleveland, Ohio. In April 2012, Raitt released her first studio album since 2005 entitled Slipstream. Since the early 1970s, Raitt has been involved in both political and environmental causes. In addition to 10 Grammy Awards, Rolling Stone magazine listed her as number 50 of the 100 Greatest Singers of All Time and number 89 of the 100 Greatest Guitarists of All Time. Australian Country Music Artist Graeme Connors has said, “Bonnie Raitt does something with a lyric no one else can do; she bends it and twists it right into your heart.”

John BoehnerNovember 17-John Boehner current Speaker of the U.S. House of Representatives, was elected to represent Ohio’s Eighth Congressional District for a 12th term in November 2012, serving since 1991. The Republican, known for his conservative views and ability to negotiate both sides of the aisle, previously served as the House Minority Leader from 2007 until 2011, and House Majority Leader from 2006 until 2007. As Speaker of the House, Boehner is second in line to the presidency of the United States. Born in Reading, Ohio, Boehner was the second of twelve children. During the Vietnam War, Boehner enlisted in the U.S. Navy but was honorably discharged after eight weeks because of a bad back. He earned his B.A. in business administration from Xavier University in 1977, becoming the first person in his family to attend college. Shortly after his graduation in 1977, Boehner went to work for a small sales business and eventually became president of the firm, resigning in 1990 when he was elected to Congress. He has been reelected 10 times with no substantial opposition, and even ran unopposed in 1994 and 2012.In 1994 Boehner was one of the engineers of the Contract with America that politically helped Republicans during the 1994 congressional elections during which they won the majority in Congress for the first time in four decades. He and Senator Ted Kennedy authored the passage of the No Child Left Behind Act of 2001, which he said was his “proudest achievement” in two decades of public service. When Boehner became Speaker of the House in 2011, he broke into tears when talking about “economic freedom, individual liberty and personal responsibility. . . . I hold these values dear because I’ve lived them. . . . I’ve spent my whole life chasing the American Dream.”

Paul ShafferNovember 28 – Paul Shaffer a musician, actor, voice actor, author, comedian and composer, has been David Letterman’s musical director, band leader and sidekick since 1982. Born and raised in Fort William (now Thunder Bay), Ontario, Canada, Shaffer began his music career in 1972 when he became the musical director for the Toronto production of Godspell. From 1975 to 1980, he was a member of the house band on NBC’s popular Saturday Night Live (SNL) television program. Off the show, Shaffer occasionally teamed up with the Not Ready for Prime-Time Players, including work on Gilda Radner’s highly successful Broadway show and as the musical director for John Belushi and Dan Aykroyd whenever they recorded or performed as The Blues Brothers. Since 1982, Shaffer has served as leader of “The World’s Most Dangerous Band” for Late Night with David Letterman (1982–1993) on NBC, for which he also composed the theme song, and as leader of the CBS Orchestra for the Late Show with David Letterman (1993–present) on CBS. He has served as musical director and producer for the Rock and Roll Hall of Fame induction ceremony since its inception in 1986 and filled the same role for the 1996 Olympic Games closing ceremony. Shaffer has released two solo albums, 1989’s Grammy-nominated Coast to Coast, and 1993’s The World’s Most Dangerous Party, and has recorded with a wide range of artists, including Donald Fagen, Grand Funk Railroad, Diana Ross, B.B. King, Asleep at the Wheel, Cyndi Lauper, Yoko Ono, Blues Traveler, Cher, Chicago and bluegrass legend Earl Scruggs.

Gary ShandlingNovember 29 – Gary Shandling comedian, actor and writer, is best known for his work in It’s Garry Shandling’s Show and The Larry Sanders Show. Born in Chicago and raised in Tucson, Ariz., he began his career writing for sitcoms such as Sanford and Son and Welcome Back, Kotter. He made a successful stand-up performance on The Tonight Show Starring Johnny Carson in 1981 and became a frequent guest-host on the show. His persona was an anxiety-ridden, grimacing, guarded, confused man on the verge of losing control. In 1977, Shandling was involved in an auto accident in Beverly Hills that left him in critical condition for two days but he later turned the accident into part of his comedy act. In 1986 he created It’s Garry Shandling’s Show for the pay cable channel Showtime. It was nominated for four Emmy Awards (including one for Shandling) and lasted until 1990. He won an American Comedy Award for Funniest Male Performance in a Series, and won four CableACE awards, two for Best Comedy Series. The show also won an award for Outstanding Achievement in Comedy in the Television Critics Association Awards.His second show, The Larry Sanders Show, which began airing on HBO in 1992, was even more successful. Shandling was nominated for 18 Emmy Awards for the show and won in 1998, for writing the series finale. The show influenced other shows such as Entourage, 30 Rock, Extras and Curb Your Enthusiasm in which guest stars play themselves in episodes of the series. In 2002, TV Guide named The Larry Sanders Show as 38th Greatest Show of All Time. In 2008, Entertainment Weekly ranked the show the 28th Best Show of the past 25 years. It was also included on Time magazine’s 100 Greatest Shows of All Time.

Our Latest Celebrities Turning 65…….

Posted on October 27, 2014 by - Medicare, Medicare Advantage, Medicare Drug Plan, Medicare Supplement, Retirement Planning, Social Security, State Teachers Retirement

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Lindsey BuckinghamOctober 3- Lindsey Buckingham, is best known as guitarist and male vocalist of the musical group Fleetwood Mac, a British-American rock band formed in 1967 in London. Lindsey was a member of Fleetwood Mac from 1975 to 1987 when the pop-oriented act also featured Christine McVie and Stevie Nicks, his sometimes girlfriend. The band’s second album with Buckingham and Nicks, 1977’s Rumours, produced four U.S. Top 10 singles (including Nicks’ song “Dreams”) and is the fourth-highest-selling album of all time. In Fleetwood Mac’s heyday, Buckingham was known for his finger-picking guitar style and wide vocal range As a member of Fleetwood Mac, he was inducted into the Rock and Roll Hall of Fame in 1998. In 2011, Buckingham was ranked 100th in Rolling Stone magazine’s 2011 list of “The 100 Greatest Guitarists of All Time.” Buckingham has also released six solo albums and three live albums. In May 2012, Buckingham began a solo tour of the United States and in November 2012 released a completely solo live album One Man Show via download at iTunes that was recorded from a single night in Des Moines, Iowa.

Sigourney WeaverOctober 8-Sigourney Weaver, first received attention for the lead role in the four Alien films: (Alien, Aliens, Alien 3 and Alien Resurrection) and later for her roles in Ghostbusters and Ghostbusters II, Gorillas in the Mist, Working Girl and Avatar. Her 1986 Academy Award nomination for Aliens is considered a landmark in the recognition of science fiction, action and horror genres, as well as a major step in challenging traditional gender roles in cinema. Weaver progressively received fame for her numerous contributions to the science fiction film history (including minor roles in Futurrama, WALL-E, Paul and The Cabin in the Woods), earning the nickname of “The Sci-Fi Queen.” She also played the lead role as Secretary of State Elaine Barrish on USA Network’s Political Animals miniseries.Weaver has been nominated for three Academy Awards: Best Actress for Aliens and Gorillas in the Mist: The Story of Dian Fossey, and Best Supporting Actress for Working Girl. She also won a BAFTA Award for Best Actress in a Supporting Role for The Ice Storm. Weaver earned nominations for an Emmy Award, Drama Desk Award and Tony Award. She has been nominated for seven Golden Globe Awards and won both Best Actress in Drama and Best Supporting Actress in 1988 for Gorillas in the Mist and Working Girl, becoming the first person ever to have won two acting Golden Globe Awards in the same year. After making Gorillas in the Mist, she became a supporter of The Dian Fossey Gorilla Fund and is now its honorary chairwoman. In October 2006, she drew international attention at a United Nations General Assembly policy deliberation when she outlined the widespread threat to ocean habitats posed by deep-sea trawling, an industrial method for harvesting fish.

Benjamin October 21 – Benjamin “Bibi” Netanyahu, is the prime minister of Israel and chairman of the Likud party. Born in Tel Aviv, Netanyahu is the first Israeli prime minister born in Israel after the state’s establishment. In 2012, he was listed 23rd on the Forbes magazine’s list of “The World’s Most Powerful People.” In 2010 and 2012, he was ranked first on the list the “Most Influential Jews in the World” by The Jerusalem Post. After joining the Israel Defense Forces during the Six-Day War in 1967, he took part in many missions and achieved the rank of captain. After he was discharged, Netanyahu served as the Israeli ambassador to the United Nations from 1984 to 1988 and became prime minister in June 1996, serving until to July 1999. After he was defeated by Ehud Barak, he joined the private sector.In 2002 Netanyahu returned to politics as foreign affairs minister (2002–2003) and finance minister (2003–2005) in Ariel Sharon’s governments but departed over disagreements regarding the Gaza disengagement plan. He retook the Likud leadership in December 2005, after Sharon left to form a new party. Following the 2009 parliamentary election, in which Likud placed second and right-wing parties won a majority, Netanyahu formed a coalition government. After his victory in the 2013 elections, he became the second person to be elected to the position of prime minister for a third term, after Israel’s founder David Ben-Gurion.

Bruce JennerOctober 28 – Bruce Jenner, a track and field athlete, won the gold medal in the Decathlon at the 1976 Summer Olympics held in Montreal. As a result of his win, Jenner became a national hero, named the top amateur athlete in the United States and the Associated Press Male Athlete of the Year in 1976. He was inducted into the Olympic Hall of Fame in 1986 and the United States National Track and Field Hall of Fame in 1980. Following his Olympic victory and the related recognition, Jenner appeared on the front of Wheaties brand breakfast cereal as a “Wheaties champion.” Of several hundred athletes who have been so featured, Jenner is one of seven Wheaties spokesmen. His professional career also led to success in television. By 1981, he had starred in several made-for-TV movies and was Erik Estrada’s replacement briefly on the top-rated TV series CHiPs. In 1991, he married Kris Kardashian and can be seen as the stepfather of the Kardashian siblings on the cable television reality series, Keeping Up with the Kardashians since 2007. He has also been a businessman. His company, Bruce Jenner Aviation, sells aircraft supplies to executives and corporations.

Happy birthday, Kramer!

Posted on July 24, 2014 by - Medicare, Medicare Supplement, Retirement Planning

From the Famous and 65 files………

 
Michael RichardsMichael Richards actor, comedian, writer and television producer, who is best known for his portrayal of Cosmo Kramer on the television sitcom Seinfeld, for which he received the Primetime Emmy Award for Outstanding Supporting Actor in a Comedy Series three times, turns 65 on July 24.

Richards began his career as a stand-up comedian, first entering the national spotlight when he was featured on Billy Crystal’s first cable TV special. He went on to become a series regular on ABC’s Fridays. Prior to Seinfeld, Richards made numerous guest appearances on various television shows, including Cheers, Night Court, Miami Vice and St. Elsewhere. His film credits include So I Married an Axe Murderer, Airheads, Young Doctors in Love, Problem Child, Coneheads, UHF and Trial and Error, one of his few starring roles. After Seinfeld, Richards starred in his own sitcom, The Michael Richards Show, which lasted less than one full season.

Following Seinfeld’s conclusion, Richards also performed stand-up comedy. After inciting media furor for losing his temper and repeatedly shouting at an African-American heckler in late 2006, Richards announced his retirement from stand-up in 2007. He appeared as himself in the seventh season of Curb Your Enthusiasm in 2009, acting alongside his fellow cast members for the first time since Seinfeld’s finale.

Currently, Richards plays the role of Frank in the sitcom Kirstie, costarring Kirstie Alley and Rhea Perlman, which premiered on TV Land on December 4, 2013.